Student loans impact your credit, but the status of your student loans determines the type and breadth of this impact.
*Late payments will damage your credit for years to come....don't allow it to happen, no matter what.
*However, it is not all doom and gloom. Having student loans does not necessarily lower your credit score.
Visit the following sites for more specifics about student debt and credit. They are seriously valuable!
1. Creditboards
2. Myfico
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